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Ewan MacLeod

Regulatory Pressure Intensifies: Managing Compliance in a Fragmented World

Regulatory Pressure Intensifies: Managing Compliance in a Fragmented World

Regulatory pressure is intensifying across jurisdictions, creating a fragmented compliance landscape. How banks are managing the growing burden without paralysing the business.

Generative AI in Banking: Early Use Cases and Emerging Risks

Generative AI in Banking: Early Use Cases and Emerging Risks

Early use cases for generative AI in banking are emerging alongside significant risks. A grounded assessment of where the technology adds value and where caution is warranted.

Fraud, Risk and Machine Learning: The Next Battleground

Fraud, Risk and Machine Learning: The Next Battleground

Fraud detection and risk management are being transformed by machine learning. Where banks are gaining ground against financial crime - and where criminals are adapting faster.

Hyperautomation in Financial Services: Moving Beyond RPA

Hyperautomation in Financial Services: Moving Beyond RPA

Hyperautomation is pushing financial services beyond RPA into intelligent, end-to-end process automation. What is working, what is hype, and where the real gains are.

Data as Infrastructure: Building the Foundations for AI-Driven Banking

Data as Infrastructure: Building the Foundations for AI-Driven Banking

Data infrastructure is the foundation for AI-driven banking - but most institutions are still building on shaky ground. What it takes to get the data layer right.

The AI Reality Check: Where Banks Are Actually Creating Value

The AI Reality Check: Where Banks Are Actually Creating Value

Where banks are actually creating value with AI - and where initiatives are failing, stalling, or delivering far less than promised.

AI in Banking: From Pilot Projects to Production-Scale Impact

AI in Banking: From Pilot Projects to Production-Scale Impact

AI in banking is moving from isolated pilot projects to production-scale impact. How leading institutions are bridging the gap between experimentation and enterprise value.

Cloud in Banking 2023: Progress, Pitfalls and Regulatory Pressure

Cloud in Banking 2023: Progress, Pitfalls and Regulatory Pressure

Cloud adoption in banking has progressed significantly, but pitfalls around cost, complexity, and regulatory compliance remain. A practical assessment of where the industry stands in 2023.

The API Economy: Monetisation Strategies Beyond Open Banking

The API Economy: Monetisation Strategies Beyond Open Banking

The API economy is evolving beyond open banking mandates. How banks are building monetisation strategies around APIs - and where new revenue models are emerging.

Core Banking Modernisation: Why 70% of Programmes Stall - and How to Fix It

Core Banking Modernisation: Why 70% of Programmes Stall - and How to Fix It

Why 70% of core banking modernisation programmes stall - and the practical steps institutions are taking to improve delivery success and avoid costly failures.

Digital Transformation 2.0: From Channels to Intelligent Operations

Digital Transformation 2.0: From Channels to Intelligent Operations

Digital transformation is entering its second phase - from channel digitisation to intelligent operations. How banks are rewiring processes, not just interfaces.

The Cost of Complexity: Why Simplification Is Back on the CEO Agenda

The Cost of Complexity: Why Simplification Is Back on the CEO Agenda

Complexity is costing banks more than they realise. Why simplification is back on the CEO agenda - and what the most effective programmes have in common.