Ewan MacLeod

Banking performance is splitting sharply across regions. Why the gap between leaders and laggards is widening, and what is driving divergence in Europe, the US, and Asia.

The strategic mandate for banks is shifting from efficiency to resilience. How institutions are balancing cost discipline with the need to withstand shocks and volatility.

Rising interest rates are reshaping bank profitability after years of near-zero returns. How the post-zero era is creating winners, losers, and new strategic trade-offs.

A comprehensive assessment of global banking conditions in 2023, examining inflation, rate shifts, and strategic priorities for sustainable growth across major markets.