Mastercard and Tap Payments Launch World's First Click to Pay with Payment Passkey for E-Commerce

Mastercard and Tap Payments have launched the world's first combined Click to Pay with Payment Passkey service for e-commerce transactions, with the UAE becoming the first market globally to deploy the technology.

The service merges Click to Pay's secure tokenisation technology with biometric payment passkey verification, creating a checkout experience that eliminates both manual card entry and traditional password-based authentication. Shoppers on participating merchant websites are recognised automatically and verify their identity using fingerprint or facial recognition on their device.

Tap Payments, a leading payment gateway operating across the GCC, has integrated the combined service into its merchant network. UAE-based online merchants using Tap Payments can now offer their customers a checkout experience that is both faster and more secure than conventional e-commerce payment flows.

The UAE's selection as the global launch market reinforces the country's position as a testbed for payment innovation. Mastercard has been progressively rolling out its Payment Passkey Service in the region, following an earlier deployment with noon Payments, and the addition of Click to Pay integration represents the next evolution of the technology.

Click to Pay replaces manual card number entry with tokenised credentials stored in the Mastercard network, while the Payment Passkey adds biometric authentication using the FIDO standard. The combination addresses the two primary sources of friction in online payments: data entry and identity verification.

Mastercard said the technology is designed to be adopted by any e-commerce platform and plans to expand the combined service to additional markets following the UAE launch.