Samsung Pay Launches in Oman with Bank Muscat as Key Participating Institution

Samsung Pay has officially launched in Oman, with Bank Muscat among the key financial institutions supporting the digital wallet from day one.

The rollout enables Bank Muscat customers to add their debit and credit cards to Samsung Pay on compatible Galaxy devices, allowing them to make secure contactless payments at millions of merchant terminals worldwide. Samsung Pay uses tokenisation technology to protect card details during transactions, replacing sensitive card numbers with unique digital tokens.

Bank Muscat, Oman's largest bank by assets, played a central role in bringing the service to market, working with Samsung and payment networks to ensure compatibility with the country's point-of-sale infrastructure. The bank's participation gives the platform immediate reach across a substantial portion of Oman's retail banking customer base.

The launch accelerates mobile payment adoption in Oman, which has been progressing more gradually than in neighbouring Gulf markets. While the UAE and Saudi Arabia have seen rapid uptake of mobile wallets, Oman's market has been slower to develop, partly due to lower merchant terminal penetration and consumer habits that still favour cash for many transactions.

Samsung Pay's entry adds to a growing list of mobile payment options in Oman, following BankDhofar's launch of its NFC-based Dhofar Pay service. The expanding availability of mobile payment solutions is expected to support the Sultanate's broader goals of reducing cash dependency and modernising its retail payments ecosystem as part of the Oman Vision 2040 programme.