Digital Banks 2024: The Path to Sustainable Profitability
Digital-only banks are maturing from growth-at-all-costs to sustainable profitability. Which models are working, which are stalling, and what separates the winners.
Reports
Embedded Finance 2.0: Scaling Beyond Early Use Cases
Embedded finance is moving beyond early payments and lending use cases. How banks and fintechs are scaling distribution through platforms - and where the economics actually work.
Cybersecurity in the AI Era: New Threats, New Defences
AI is transforming cybersecurity threats as fast as defences. How banks are adapting security strategies for an era of AI-generated attacks, deepfakes, and autonomous threat actors.
AI Regulation in Financial Services: Emerging Frameworks and Implications
AI regulation in financial services is taking shape across multiple jurisdictions. A practical guide to emerging frameworks and their implications for banking strategy.
Cloud Maturity in Banking: From Migration to Optimisation
Most banks have migrated to the cloud - but few have optimised. How the industry is shifting focus from lift-and-shift to cost control, resilience, and cloud-native operations.
Platform Operating Models: How Banks Are Reorganising Around Technology
Banks are reorganising around platform operating models to improve speed, reuse, and scalability. What this means in practice - and why execution remains the hard part.
AI Productivity in Banking: Measuring Real Impact
Measuring AI productivity in banking beyond the hype. Where AI is genuinely improving efficiency and outcomes - and where the business case remains unproven.
Generative AI in Banking: From Experimentation to Enterprise Deployment
Generative AI in banking is moving from experimentation to enterprise deployment. What early adopters have learned about scaling, governance, and real-world impact.
Global Banking Outlook 2024: Margin Pressure, Cost Discipline and Strategic Reset
A comprehensive assessment of global banking conditions in 2024, examining margin pressure, cost discipline, and the strategic reset underway across major institutions.
SME Banking Reinvented: A New Frontier for Digital Leaders
SME banking is being reinvented by digital challengers and platform models. Where the opportunities are - and why incumbents are struggling to compete.
Digital-Only Banks: Scaling Profitability Beyond Growth Metrics
Digital-only banks face a pivotal test: scaling profitability beyond growth metrics. Which strategies are delivering sustainable unit economics and which are running out of road.
National Australia Bank Reports Increased Earnings Amid Economic Challenges
National Australia Bank reports increased cash earnings to .7 billion amid aggressive rate hikes, but rising loan delinquencies and stiff competition cloud the outlook.