Visa and Emirates NBD Pay Partner to Integrate Cybersource for Digital Payments

Emirates NBD Pay has partnered with Visa to integrate the Cybersource payment platform, enhancing digital payment security and AI-driven fraud prevention for the bank's merchant clients in the UAE.

Cybersource, Visa's payment management platform, provides advanced payment processing, fraud detection, and transaction analytics capabilities. The integration into Emirates NBD Pay gives the bank's merchant customers access to AI-powered fraud screening tools that analyse transactions in real time to identify and block fraudulent activity.

The partnership addresses the growing sophistication of payment fraud in the UAE's digital commerce market. As e-commerce transaction volumes increase, merchants face rising fraud losses and need more advanced tools to distinguish legitimate transactions from fraudulent ones without creating excessive friction for genuine customers.

Emirates NBD Pay has been building its merchant payment capabilities through partnerships with major payment technology providers. The Visa Cybersource integration adds fraud prevention and payment optimisation capabilities alongside the bank's earlier integration of Mastercard Gateway, giving Emirates NBD Pay a comprehensive technology stack from multiple payment network partners.

The Cybersource platform supports features including tokenisation, 3D Secure authentication, and machine learning-based fraud scoring. These capabilities are delivered through APIs that integrate with merchants' existing e-commerce platforms, enabling seamless deployment without significant technical disruption.

The partnership accelerates Emirates NBD's strategy of building a competitive merchant acquiring business that leverages technology partnerships with global payment networks to deliver enterprise-grade payment solutions to UAE businesses.